Ingenious Real Estate began
Finance opportunities
reviewed
Loans since
inception
Units completed
The Ingenious Real Estate team has extensive experience of providing debt and equity capital to experienced, mid market developers in the residential, commercial and mixed use sectors, benefiting from a wide range of commercial relationships built up over many years. This expertise includes portfolio management through a range of different economic cycles.
Ingenious Real Estate began
Finance opportunities
reviewed
Loans since
inception
Units completed
The Ingenious Real Estate team is highly selective in approving the development opportunities we wish to back. This follows a strict screening process and the rigorous application of robust investment criteria.
Data as at December 2020
Review of macro and local market conditions, including buyer demand and price points for the type of property being developed
Financial assessment of the development including valuation, cost to build, sales process and contingency
Full legal review of transaction and all associated documents to ensure investors’ interests are fully protected
Counter party risk assessment of the developer and contractors, assessing experience, track record and reputation
Independent review of project costs
Identify sustainability and ESG credentials of the project and discuss with the developer, including environmental or archaeological ground surveys as appropriate
Developer or third party must invest their own equity in the project to align interests fully
External valuation always provided by a reputable source
The loans managed are flexible, senior, secured development and bridge finance.
A loan to help finance the construction of property. The loan is typically repaid from the sale or the refinance of the property once it’s constructed.
target loan size
max loan to value
max loan to cost
months typical loan
Generally used to finance the acquisition of land or property by a developer in order that it might subsequently be approved for conversion or development.
The loan is usually repaid by either the sale of the land or by a development loan to fund the build out of the approved scheme.
target loan size
max loan to value
months typical loan
Past performance is not a guarantee of future returns. As with any investment, there are inherent risks involved in investing in any of our products and money invested may both increase or decrease in value and your capital is at risk. There is no guarantee that you will be repaid all of your invested capital.
No Ingenious Group company provides or is authorised to provide investment or tax advice.
