The Ingenious Estate Planning Manifesto

It’s manifesto week so we thought we should join in and launch our very own Business Relief manifesto, setting out our commitments to advisers and their estate planning clients.

Just like the politicians, we believe it is time for a change and new ideas. So, we have developed a clear plan and have taken bold action to reform our solutions in order to deliver a secure future for Britain’s beneficiaries. On the doorsteps we hear that estate planning clients are looking to maximise the wealth they can pass to their families when they die, so they can enjoy financial security.

Clients want peace of mind that their estate planning will be a success and not fail as others have done in the past. Here is how we will do that;

1. Deliver investment stability and growth – Our secured real estate lending investment strategy targets low volatility growth of 3-5%. Annualised growth since inception (31/12/14 – 31/12/23) has been in excess of 6%.
   
   
2. Low costs – Keeping cost low means more money for beneficiaries. We have reduced fees and have some of the lowest costs in the unlisted Business Relief market.(Apex/Allenbridge review, September 2023)
   
   
3. Tax efficient access – We understand that things change and investors may need access to their money. Our lending strategy is designed to qualify for Investors’ Relief with a low rate of Capital Gains Tax on disposal. 
   
   
4. The IEP Apex triple lock – Through IEP Apex, we aim to mitigate the effects of IHT by investing in Business Relief qualifying investments, providing complimentary IHT insurance during the BR qualifying period, and ensuring proceeds are paid into a trust arrangement.
   
   
5. National care service – We care about care, and believe everyone should have access to help and support if they need it. We provide complimentary access to a professional care advice service for all investors and their families.
   
   

To learn more about IEP Apex, and its additional care service, click below, and one of our team members will be in touch.