Lending secured against specific assets
Lending secured against company cash flows
For over 20 years Ingenious has operated asset-backed lending strategies that benefit from senior debt security to reduce investment volatility, protect capital and aim to provide highly attractive risk-adjusted returns. Our direct lending strategies work in two ways:
Lending secured against specific assets
Lending secured against company cash flows
Our private debt strategies span our four core sectors.
Lending is secured against income streams such as sales of films or television programmes
The UK’s creative industries, including film, television, music, video games, theatre, publishing and live events are globally recognised as being world class. Significant advances in technology and telecommunications mean that great content is now available at the click of a button or swipe of a finger, in our homes 24 hours a day, 7 days a week.
The telecommunications, media and technology (TMT) sector presents a wide-range of opportunities for knowledgeable investors. Loans are provided to experienced counter parties with the benefit of robust underlying security to protect the repayment of the loan and interest. The strategy takes advantage of some exciting market themes.
Proliferation of
smart devices
Greater
connectivity
The rise and establishment of streaming platforms
How brands and artists build loyalty with their audience
We use our expertise, knowledge and relationships in the media sector to identify compelling opportunities for investors and effectively manage risk.
The investment objectives are generally aligned around:
Long-term steady
returns
Low volatility
and capital preservation
Low correlation to
listed assets
Diversification from
traditional asset
classes
Access to investment opportunities that are typically inaccessible to retail investors, often through proprietary deal flow
High levels
of security
Development loans to finance the construction of new homes and bridging loans to finance the acquisition of land or property
Land and buildings are intrinsic to our daily lives, providing the spaces in which we live, work and relax. And they offer an investment opportunity that we can relate to. No complicated algorithms or financial instruments to explain, simply an investment based on bricks and mortar.
Loans managed by Ingenious are focused on the affordable end of the residential sector, whilst also considering some commercial and mixed use developments.
Structural housing
deficit
There is a longstanding structural housing shortage in the UK1
Pent up demand,
attractively priced
Political and economic uncertainty has fuelled the pent up demand for real estate both domestically and internationally. Devaluation of sterling since the EU referendum has made UK real estate particularly attractive to international investors
Government
support
UK government policy has been supportive of residential real estate for some time. This has heightened as the housing market is a focal part of the economy’s recovery from the COVID-19 pandemic
Online
growth
The vast increase in use of online retail has given rise to rapid disruption in the storage and logistics industry
1The Savills Housing Sector Survey, 2018
We use our expertise, knowledge and relationships in the Real Estate sector to identify compelling opportunities for investors and to effectively manage risk.
The investment objectives are generally aligned around:
Long-term
steady returns
Low volatility and capital preservation
Low correlation to
listed assets
Diversification from traditional asset classes
Access to investment opportunities that are typically inaccessible to retail investors, often through proprietary deal flow
High levels
of security
Lending is secured against the development and operation of income generating clean energy assets
Climate change is one of the biggest challenges facing our world. The UK Government has set ambitious targets to transition from fossil fuels to low CO2 energy systems in support of a greener and more sustainable future.
To meet these targets, clean energy and the necessary infrastructure to support the transition are crucial. This presents a wide range of investment opportunities for knowledgeable investors.
Stable income streams are targeted by focusing on the following types of opportunities:
Transport and mobility
More efficient and less polluting transport networks
Energy
New approaches to energy generation, storage, distribution and supply, including utilising power from solar, on-shore wind and anaerobic digestion plants
Digital
A digital infrastructure that can support smarter energy systems for our homes and cities
Resource efficiency
Resource efficiency that propels the UK’s transition to become a circular economy, through improved waste disposal and utilisation
We use our expertise, knowledge and relationships in the Infrastructure sector to identify compelling opportunities for investors and to effectively manage risk.
The investment objectives are generally aligned around:
Long-term
steady returns
Low volatility and capital preservation
Low correlation to
listed assets
Diversification from traditional asset classes
Access to investment opportunities that are typically inaccessible to retail investors, often through proprietary deal flow
High levels
of security
We use our expertise, knowledge and relationships in each sector to identify compelling opportunities for investors and to effectively manage risk.
The investment objectives are generally aligned around the following aims:
Long-term
steady returns
Low volatility and capital preservation
Low correlation to
listed assets
Diversification from traditional asset classes
Access to investment opportunities that are typically inaccessible to retail investors, often through proprietary deal flow
High levels of security undertaken
Past performance is not a guarantee of future returns. As with any investment, there are inherent risks involved in investing in any of our products and money invested may both increase or decrease in value and your capital is at risk. There is no guarantee that you will be repaid all of your invested capital.
No Ingenious Group company provides or is authorised to provide investment or tax advice.
